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Reducing the impact of natural hazards

From EQC to the Natural Hazards Commission Toka Tū Ake. We've continued to change over the last 80 years, but our commitment to people, property and the community has remained the same.

Natural Hazards Insurance Act
The land underneath a house has slipped away, leaving it hanging off the edge.

Get to know your natural hazards cover

The best time to learn about natural hazards insurance is before you need it.

Know your cover

Latest news

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Citizen science seismometers could revolutionise earthquake monitoring, new research shows

New NHC funded research from shows that low-cost, off the shelf seismometers can add great value to earthquake monitoring and even show promise as early detection devices.

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Researcher profile: Sarah Codyre

In our March Researcher profile we talked to Sarah Codyre, who recently tested using data from satellites to study slope movements around Gisborne as part of her honours' degree in geography.
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More people than ever taking steps to protect their properties from natural hazards

New research from Natural Hazards Commission Toka Tū Ake has found 71% of homeowners say they have taken action to prevent damage to their home, land or contents - 15% more than last year and the highest level ever recorded.
Top down view of Taupo Bay in the Bay of Plenty

New report reveals research and initiatives boosting New Zealand's resilience to natural hazards

The Research and Resilience Highlights Report summarises NHC's over $10 million investment in research, advocacy, and public education work to make New Zealand more resilient to natural hazards.

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Check the risks when buying a home

If you're looking for your first house, or thinking about moving, there are some steps you should take to help understand any natural hazards risks.

Buying a home

Learn more about us

About natural hazards cover

Our natural hazards cover provides the first layer of insurance cover for your home, and limited cover for your land.

Cover for storm, flood and landslide damage

After severe weather events we can contribute to the cost of cleaning up your land as a part of your settlement.

Making urgent repairs

If your home has been damaged by a natural hazard event, you may need to carry out urgent repairs to make your home safe.