Insurance and claims
Insurance and claims

We provide natural hazards insurance cover to help you rebuild or repair your home if its damaged by a natural disaster.
Resilience and research
Resilience and research

We’re on a mission to reduce the impact of natural hazards on people and property in Aotearoa New Zealand. Our resilience vision is that natural hazards resilience becomes embedded in all aspects of decision-making for our homes, towns and cities.
Be prepared
Be prepared

Ways to make your home stronger and safer in the event of a natural disaster.
About NHC Toka Tū Ake
About NHC Toka Tū Ake

NHC Toka Tū Ake is a NZ Crown entity investing in natural disaster research, education and providing insurance to residential property owners.

Our story

NHC Toka Tū Ake has undergone many changes since our scheme began, all in support of our mission to reduce the impact on people and property when natural hazard events occur. As our experience and understanding of the natural hazards facing Aotearoa New Zealand continues to evolve, so do we.

Illustrated artwork showing Ruamoko, a river and mountains

Our name

We've changed our name to better represent the role our scheme plays in supporting New Zealanders.

Historic black and white image showing destruction and rubble on the beach after earthquake

Our history

Over the years, NHC Toka Tū Ake has evolved into one of the world’s leading providers of natural disaster insurance.

Three people are working at a desk on laptops

The Public Inquiry

The Public Inquiry into the Earthquake Commission was provided to the Government in March 2020.