,GET TO "K YR       #A
     NATURAL HAZ>DS COV]

       ,NATURAL ,HAZ>DS
          ,COMMIS.N
       ,TOKA ,T_U ,AKE

  ,\R B1UTI;L C.TRY IS AT HI<
RISK ( NATURAL HAZ>DS4 ,X'S GD
TO "K \R NA;NAL NATURAL HAZ>DS
9SUR.E S*EME HAS Y COV]$1 & TO
"U/& XS LIMITS4

   ,,EQC HAS *ANG$ TO ,,NHC
       ,TOKA ,T_U ,AKE

  ,ON ^7#A ,JULY #BJBD^' ,,EQC
2CAME ! ,NATURAL ,HAZ>DS
,COMMIS.N ,TOKA ,T_U ,AKE4
  ,WE H NEW LEGISLA;N1 !
,NATURAL ,HAZ>DS ,9SUR.E ,ACT1
& ANY NEW CLAIMS = NATURAL
HAZ>DS DAMAGE T O3URR$ ON OR
AF #A ,JULY #BJBD W 2 MANAG$
"U ? NEW ,ACT4 ,\R COV]     #A
         HAZ>DS COV]       A#A
IS CALL$ ,NATURAL ,HAZ>DS
,COV] "<,,NHC,'OV]">4 ,ANY
DAMAGE T O3URR$ 2F #A ,JULY
#BJBD WD 2 COV]$ "U !
,E>?QUAKE ,COMMIS.N ,ACT
#AIIC4
  ,! COV] IS SIMIL> "U BO?
,ACTS1 & Y C R1D M AB ! *ANGES
AT \R WEBSITE3
WWW4NATURALHAZ>DS4GOVT4NZ

    ,WE COV] Y = A RANGE (
        NATURAL HAZ>DS

  ,WE COV] DAMAGE TO YR HOME &
L& F A RANGE ( HAZ>DS1 9CLUD+
E>?QUAKES1 L&SLIDES1 VOLCANIC
ACTIV;Y1 HYDRO!RMAL ACTIV;Y1 &
TSUNAMI4
  ,WE AL COV] DAMAGE TO YR
9SUR$ L& F /ORMS & FLOODS
"<HOME COV] = ^! EV5TS IS
USUALLY PROVID$ "? YR PRIVATE
9SUR.E POLICY">4            #B
         HAZ>DS COV]       B#A
  ,& WE COV] DAMAGE F FIRE T
O3URS 2C ( ANY ( ! ABV NATURAL
HAZ>DS4

    ,YR ,NATURAL ,HAZ>DS
    ,9SUR.E LEVY 5SURES Y H
    A3ESS TO ,,NHC,'OV]
  ,IF YR PROP]TY IS DAMAG$ BY
A NATURAL HAZ>D1 ,,NHC,'OV]
PROVIDES ! F/ @S#CJJ1JJJ (
9SUR.E = YR 9SUR$ HOME & COV]
= C]TA9 >1S ( L& "U & >.D X4
,WE USE ! T]M 8HOME0 9 ?
9=MA;N1 :ILE ! ,ACT USES ! T]M
8DWELL+04
  ,ANY"O ) A VALID PRIVATE
9SUR.E POLICY T HAS FIRE COV]
HAS A3ESS TO ? COV] & PAYS A
LEVY "? _! PRIVATE 9SUR.E
PREMIUM4 ,G5]ALLY1 "EY"O )
VALID PRIVATE 9SUR.E = _! HOME
OR HOLI"D HOME T 9CLUDES FIRE
9SUR.E PAYS ! ,NATURAL ,HAZ>DS
,9SUR.E LEVY & HAS A3ESS    #C
         HAZ>DS COV]       C#A
TO \R 9SUR.E COV]4
----------------------------#B
     ,TALK TO YR 9SUR] TO
         MAKE A CLAIM

  ,9SUR]S "W ON \R 2HALF TO
ASSESS & MANAGE CLAIMS TO MAKE
! PROCESS SIMPL] = CU/OM]S4
  ,IF Y NE$ TO MAKE A CLAIM1
OR H "QS AB YR COV] "<9CLUD+
:AT'S COV]$ & :AT'S N">1 YR
9SUR] IS USUALLY YR BE/ PO9T (
3TACT4

         ,"K YR COV]

    ,YR HOME,-! F/ @S#CJJ1JJJ
  ,= YR HOME1 WE PROVIDE COV]
=3

_4 YR HOME OR HOLI"D HOME
_4 SEP>ATE BUILD+S OR
  /RUCTURES T Y USE Z "P ( YR
  "D-TO-"D LIV+ "<=         #D
         HAZ>DS COV]       A#B
  EXAMPLE %$S1 G>AGES1
  P]GOLAS">
_4 "S ESS5TIAL S]VICES T S]VE
  YR HOME1 S* Z WAT] SUPPLY1
  DRA9AGE1 SEW]AGE1 GAS1
  ELECTRIC;Y1 H1T+1 OR
  TELECOMMUNICA;NS4

    ,H[ M* WE COV]
  ,IF YR HOME IS DAMAG$ BY A
NATURAL HAZ>D1 WE C G5]ALLY
PROVIDE UP TO ! F/
^1@S#CJJ1JJJ"6,,GST T[>DS
REPAIR+ OR REPLAC+ YR HOME &
RELAT$ BUILD+S4
  ,ANY COV] OV] ? AM.T IS
PROVID$ "? YR PRIVATE 9SUR.E
POLICY4
  ,X'S A GD IDEA TO REGUL>LY
*ECK T ! AM.T ( HOME COV] Y >E
PUR*AS+ F YR 9SUR] IS 5 TO
REBUILD YR HOME4

                            #E
         HAZ>DS COV]       B#B

    ,YR L&,-UNIQUE COV] )
    LIMITS
  ,AOTEAROA ,NEW ,Z1L& IS "O (
! ONLY C.TRIES 9 ! _W ) A3ESS
TO RESID5TIAL L& 9SUR.E1
PROVID$ BY ! ,NATURAL ,HAZ>DS
,COMMIS.N4 ,? COV] IS G5]ALLY
A 3TRIBU;N TO REPAIRS1 & Y C'T
BUY EXTRA L& COV] "? YR 9SUR]4
,"S 9SUR]S MAY (F] ADDI;NAL
TOP-UP COV] = L& /RUCTURES S*
Z RETA9+ WALLS1 BRIDGES &
CULV]TS4 ,TALK TO YR 9SUR] TO
F9D \ :AT COV] IS AVAILABLE4
----------------------------#C
  ,= YR L&1 WE COV] A LIMIT$
>EA3

_4 ! L& "U & UP TO ^1#HM >.D
  YR HOME & RELAT$ BUILD+S &
  /RUCTURES
_4 ! L& "U YR MA9 A3ESSWAY UP
  TO ^1#FJM F ! H\SE        #F
         HAZ>DS COV]       A#C
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"S"TS WON'T 2 5 TO FULLY
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LIMITS & H[ Y C MANAGE ! RISKS
TO YR PROP]TY4
  ,Y C F9D M DETAIL AB COV] ON
\R WEBSITE3 HTTPS3_/_/T9YURL4"
COM_/#DVPJ#BGNN
  ,? 9=MA;N PROVIDES A G5]AL
SUMM>Y ( ! 9SUR.E WE PROVIDE
"U ! ,NATURAL ,HAZ>DS ,9SUR.E
,ACT4 ,! ,ACT W ALW PREVAIL
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  ,9=MA;N 9 ? FLY] IS VALID =
HOME[N]S :O PAY !           #G
         HAZ>DS COV]       B#C
,NATURAL ,HAZ>DS ,9SUR.E LEVY
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MEMB] ( ! 9SUR.E "PN]%IP ) U4
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OR ^? ^: PRIVATE 9SUR] DOES N
"PN] ) U1 DETAILS ON H[ Y
A3ESS ,,NHC,'OV] OR MAKE A
CLAIM MAY 2 DI6]5T4 ,= M
9=MA;N VISIT HTTPS3_/_/"
T9YURL4COM_/MV#DMZR#EZ

     ,AB ,NATURAL ,HAZ>DS
     ,COMMIS.N ,TOKA ,T_U
             ,AKE

  ,! ,NATURAL ,HAZ>DS
,COMMIS.N ,TOKA ,T_U ,AKE IS
,AOTEAROA ,NEW ,Z1L&'S NATURAL
HAZ>DS 9SUR.E S*EME = :5 YR
HOME IS DAMAG$ BY A NATURAL
4A/]4
  ,! S*EME 0 F/ E/ABLI%$ 9
#AIDE TO 5SURE ALL ,NEW
,Z1L&]S CD A3ESS NATURAL    #H
         HAZ>DS COV]       C#C
HAZ>DS COV]4
  ,NE>LY #HJ YE>S ON1 WE'VE
MADE BIG *ANGES B /AY COMMITT$
TO \R "W TO R$UCE ! IMPACT (
NATURAL HAZ>DS ON P1 PROP]TY &
! COMMUN;Y BY3

#A4 MANAG+ \R C.TRY'S NATURAL
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#B4 9VE/+ 9 RESE>* & $UCA;N TO
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#C4 HELP+ BUILD ,NEW ,Z1L&'S
  R1DI;S TO NATURAL HAZ>DS1 S
  WE'RE "H :5 Y NE$ U4

----------------------------#D
           ,3TACT U

  ,Y C 3TACT U BY EMAIL+
9FO@ANATURALHAZ>DS4GOVT4NZ
  ,Y C WRITE TO ,,NHC ,TOKA
,T_U ,AKE1 ,,PO ,BOX #CAA1
,WELL+TON #FADJ
  ,Y C AL PH"O #JHJJ        #I
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,,DAMAGE "<#JHJJ"CBF"BDC">
  ,IF ,5GLI% IS N YR F/
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9T]PRET]1 AT NO CO/ TO Y1
  ,IF Y >E ,D1F1 H>D ( HE>+1
D1FBL1 SPEE* IMPAIR$ OR F9D X
H>D TO TALK1 Y C USE ! ,NEW
,Z1L& ,RELAY ,S]VICE4 WWW4"
NZRELAY4CO4NZ

,PRODUC$ #BJBD BY
,A3ESSIBLE ,=MATS ,S]VICE
,BL ,L[ ,VI.N ,,NZ1 ,AUCKL&1
  ,NEW ,Z1L&

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