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EQCover Insurers' Guide October 2022

EQCover is the Toka Tū Ake EQC’s natural disaster insurance for homes and land.

EQCover Insurers' Guide outlines:  

  • what is and isn't covered
  • premiums and excess
  • the claims process
  • calculating EQCover
  • offshore placements
  • EQCover direct with the Toka Tū Ake EQC
  • conditional building consent issues.

The provisions for EQCover are outlined in the relevant legislation – the Earthquake Commission Act 1993(external link) and the Earthquake Commission Regulations 1993(external link)

The latest version of the EQCover Insurers' Guide

This version (2.0, published 9/1/23) reflects the provisions that are phased into effect for policies that commence or are renewed after 1 October 2022.

EQC Insurers' Guide - October 2022 [PDF, 1.5 MB]